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#ffffff14}.pagination a:hover{background:#ffffff1a;text-decoration:none}.pagination .active-page{color:#fff;background:#d4a853;border:none}.pagination .disabled{color:var(--color-text-tertiary);cursor:not-allowed;background:#ffffff08;border:1px solid #ffffff0a}.breadcrumb{color:var(--color-text-tertiary);margin-bottom:24px;font-size:14px}.breadcrumb a{color:var(--color-text-tertiary);text-decoration:none;transition:color .2s}.breadcrumb a:hover{color:var(--color-text-primary)}.breadcrumb .sep{margin:0 8px}.article-prose h1{margin:32px 0 16px;font-size:22px;font-weight:700}.article-prose h2{color:var(--color-accent-1);margin:32px 0 16px;font-size:20px;font-weight:700}.article-prose h3{margin:24px 0 12px;font-size:18px;font-weight:600}.article-prose p{color:var(--color-text-secondary);margin-bottom:16px;line-height:1.7}.article-prose a{color:var(--color-accent-1)}.article-prose a:hover{text-decoration:underline}.article-prose strong{color:var(--color-text-primary)}.article-prose ul{color:var(--color-text-secondary);margin-bottom:16px;padding-left:24px;list-style:outside}.article-prose ol{color:var(--color-text-secondary);margin-bottom:16px;padding-left:24px;list-style:decimal}.article-prose li{margin-bottom:8px}.article-prose table{width:100%;margin-bottom:16px;font-size:14px}.article-prose th{text-align:left;color:var(--color-text-secondary);border-bottom:1px solid #ffffff1a;padding:8px 16px}.article-prose td{border-bottom:1px solid #ffffff0d;padding:8px 16px}.article-prose code{color:var(--color-accent-2);background:#d4a85326;border-radius:4px;padding:2px 6px;font-size:14px}.article-prose blockquote{color:var(--color-text-secondary);border-left:4px solid #d4a853;padding-left:16px;font-style:italic}.article-prose hr{border:none;border-top:1px solid #ffffff14;margin:32px 0}.page-404{text-align:center;padding:128px 0}.page-404 h1{margin-bottom:16px;font-size:72px;font-weight:800}.page-404 p{color:var(--color-text-secondary);margin-bottom:32px;font-size:20px}.bg-orbs{z-index:0;pointer-events:none;position:fixed;inset:0;overflow:hidden}.orb{filter:blur(100px);opacity:.45;border-radius:50%;animation:20s ease-in-out infinite orbFloat;position:absolute}.orb-1{background:radial-gradient(circle,#d4a853,#0000 70%);width:500px;height:500px;top:-10%;left:-8%}.orb-2{background:radial-gradient(circle,#b8922e,#0000 70%);width:400px;height:400px;animation-delay:-7s;bottom:-5%;right:-5%}.orb-3{opacity:.2;background:radial-gradient(circle,#f0d48a,#0000 70%);width:350px;height:350px;animation-delay:-14s;top:40%;left:50%}@keyframes orbFloat{0%,to{transform:translate(0)scale(1)}25%{transform:translate(60px,-40px)scale(1.08)}50%{transform:translate(-30px,50px)scale(.95)}75%{transform:translate(40px,20px)scale(1.05)}}.hidden-field{display:none}.text-center{text-align:center}.mt-8{margin-top:32px}.mb-4{margin-bottom:16px}:root{--hr-gold-primary:#d4a853;--hr-gold-light:#f0d48a;--hr-gold-dark:#b8922e;--hr-gold-glow:#d4a85340;--hr-text-primary:#f0ece4;--hr-text-secondary:#f0ece499;--hr-text-muted:#f0ece459;--hr-accent-emerald:#34d399;--hr-bg-card:#ffffff08;--hr-border-glass:#ffffff14;--hr-radius-sm:8px;--hr-radius-md:14px;--hr-radius-lg:20px;--hr-shadow-gold:0 0 40px #d4a85314;--hr-transition-smooth:cubic-bezier(.4, 0, .2, 1)}.header-logo-icon,.footer-logo-icon{background:linear-gradient(135deg,var(--hr-gold-primary),var(--hr-gold-light));width:38px;height:38px;color:var(--color-bg-deep);letter-spacing:-.5px;border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;font-size:14px;font-weight:800;display:flex}.footer-logo-icon{border-radius:7px;width:28px;height:28px;font-size:11px}.hr-section-label{text-transform:uppercase;letter-spacing:3px;color:var(--hr-gold-primary);margin-bottom:12px;font-size:.75rem;font-weight:600}.hr-section-title{letter-spacing:-.02em;margin-bottom:16px;font-size:clamp(1.8rem,4vw,2.8rem);font-weight:800;line-height:1.2}.hr-section-desc{color:var(--hr-text-secondary);max-width:560px;margin-bottom:48px;font-size:1.05rem;line-height:1.6}.hr-text-center{text-align:center}.hr-text-center .hr-section-desc{margin-left:auto;margin-right:auto}.hr-calculator-section{padding:48px 0 60px}.hr-calc-grid{grid-template-columns:1fr 1fr;align-items:start;gap:40px;display:grid}.hr-calc-card{background:var(--hr-bg-card);border:1px solid var(--hr-border-glass);border-radius:var(--hr-radius-lg);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);padding:40px;position:relative;overflow:hidden}.hr-calc-card:before{content:"";background:linear-gradient(90deg,transparent,var(--hr-gold-primary),transparent);height:2px;position:absolute;top:0;left:0;right:0}.hr-form-group{margin-bottom:24px}.hr-form-label{text-transform:uppercase;letter-spacing:1.5px;color:var(--hr-text-secondary);margin-bottom:8px;font-size:.8rem;font-weight:600;display:block}.hr-form-input{border:1px solid var(--hr-border-glass);border-radius:var(--hr-radius-sm);width:100%;min-height:52px;color:var(--hr-text-primary);font-size:1.05rem;font-family:var(--font-sans);background:#ffffff0a;outline:none;padding:14px 18px;transition:border-color .3s,box-shadow .3s}.hr-form-input:focus{border-color:var(--hr-gold-primary);box-shadow:0 0 0 3px #d4a8531a}.hr-form-input::placeholder{color:var(--hr-text-muted)}.hr-input-group{border:1px solid var(--hr-border-glass);border-radius:var(--hr-radius-sm);background:#ffffff0a;transition:border-color .3s,box-shadow .3s;display:flex;position:relative}.hr-input-group:focus-within{border-color:var(--hr-gold-primary);box-shadow:0 0 0 3px #d4a8531a}.hr-input-group .hr-form-input{box-shadow:none;background:0 0;border:none;flex:1;min-width:0}.hr-input-group .hr-form-input:focus{box-shadow:none}.hr-currency-select{border:none;border-left:1px solid var(--hr-border-glass);width:auto;min-width:90px;color:var(--hr-gold-primary);appearance:none;cursor:pointer;border-radius:0 var(--hr-radius-sm) var(--hr-radius-sm) 0;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23d4a853' stroke-width='2' fill='none'/%3E%3C/svg%3E") right 16px center no-repeat;outline:none;flex-shrink:0;padding:0 36px 0 16px;font-size:1rem;font-weight:600}.hr-currency-select:focus{background-color:#ffffff0a}.hr-currency-select option{color:var(--hr-text-primary);background:#111723;font-weight:600}.hr-form-select{appearance:none;color-scheme:dark;border:1px solid var(--hr-border-glass);border-radius:var(--hr-radius-sm);width:100%;height:52px;color:var(--hr-text-primary);font-size:1rem;font-weight:600;line-height:1.25;font-family:var(--font-sans);cursor:pointer;background:#ffffff0a url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23d4a853' stroke-width='2' fill='none'/%3E%3C/svg%3E") right 18px center no-repeat;outline:none;padding:0 48px 0 18px;transition:border-color .3s,box-shadow .3s,background-color .3s;box-shadow:inset 0 1px #ffffff0a}.hr-form-select:focus{border-color:var(--hr-gold-primary);background-color:#ffffff14;box-shadow:0 0 0 3px #d4a8531a}.hr-form-select option{color:var(--hr-text-primary);background:#111723;font-size:1rem;font-weight:600}.hr-form-select option:checked{color:#f8fbff;background:#1f4ea6}.hr-form-select option:hover{color:#fff;background:#2d5fc3}.hr-calc-btn{background:linear-gradient(135deg,var(--hr-gold-primary),var(--hr-gold-dark));width:100%;color:var(--color-bg-deep);border-radius:var(--hr-radius-sm);cursor:pointer;transition:all .3s var(--hr-transition-smooth);font-size:1.05rem;font-weight:700;font-family:var(--font-sans);letter-spacing:.5px;border:none;padding:16px}.hr-calc-btn:hover{box-shadow:0 12px 32px var(--hr-gold-glow);transform:translateY(-2px)}.hr-calc-btn:active{transform:translateY(0)}.hr-results-card{background:var(--hr-bg-card);border:1px solid var(--hr-border-glass);border-radius:var(--hr-radius-lg);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);padding:40px}.hr-result-item{opacity:0;transition:all .5s var(--hr-transition-smooth);border-bottom:1px solid #ffffff0a;justify-content:space-between;align-items:center;padding:20px 0;display:flex;transform:translate(20px)}.hr-result-item.visible{opacity:1;transform:translate(0)}.hr-result-item:last-child{border-bottom:none}.hr-result-label{color:var(--hr-text-secondary);font-size:.9rem}.hr-result-value{color:var(--hr-gold-primary);font-size:1.5rem;font-weight:700}.hr-result-item.hr-highlight{border-radius:var(--hr-radius-sm);background:#d4a8530d;margin:0 -20px;padding:20px}.hr-result-item.hr-highlight .hr-result-value{font-size:2rem}.hr-diagram-section{padding:80px 0;overflow:hidden}.hr-flow-diagram{flex-wrap:wrap;justify-content:center;align-items:center;gap:0;padding:40px 0;display:flex;position:relative}.hr-flow-node{background:var(--hr-bg-card);border:1px solid var(--hr-border-glass);border-radius:var(--hr-radius-md);text-align:center;min-width:160px;transition:all .5s var(--hr-transition-smooth);opacity:0;cursor:pointer;padding:28px 24px;position:relative;transform:translateY(30px)}.hr-flow-node.visible{opacity:1;transform:translateY(0)}.hr-flow-node:hover{border-color:var(--hr-gold-primary);box-shadow:0 0 30px var(--hr-gold-glow);transform:translateY(-4px)}.hr-flow-node.active{border-color:var(--hr-gold-primary);box-shadow:0 0 40px var(--hr-gold-glow);background:#d4a8530f}.hr-flow-node-icon{background:linear-gradient(135deg,#d4a85326,#d4a8530d);border-radius:14px;justify-content:center;align-items:center;width:52px;height:52px;margin:0 auto 14px;font-size:1.5rem;transition:transform .3s;display:flex}.hr-flow-node:hover .hr-flow-node-icon{transform:scale(1.1)}.hr-flow-node-title{margin-bottom:6px;font-size:.95rem;font-weight:700}.hr-flow-node-desc{color:var(--hr-text-secondary);font-size:.78rem;line-height:1.4}.hr-flow-arrow{color:var(--hr-gold-primary);opacity:0;align-items:center;padding:0 8px;font-size:1.5rem;transition:opacity .5s .2s;display:flex}.hr-flow-arrow.visible{opacity:.5}.hr-flow-arrow svg{width:40px;height:20px}.hr-flow-detail-panel{background:var(--hr-bg-card);border:1px solid var(--hr-border-glass);border-radius:var(--hr-radius-lg);min-height:120px;transition:all .4s var(--hr-transition-smooth);opacity:0;margin-top:40px;padding:32px;transform:translateY(10px)}.hr-flow-detail-panel.visible{opacity:1;transform:translateY(0)}.hr-flow-detail-title{color:var(--hr-gold-primary);margin-bottom:12px;font-size:1.3rem;font-weight:700}.hr-flow-detail-text{color:var(--hr-text-secondary);line-height:1.7}.hr-flow-detail-formula{border-radius:var(--hr-radius-sm);color:var(--hr-gold-light);white-space:pre-line;background:#d4a8530f;border:1px solid #d4a85326;margin-top:16px;padding:16px 20px;font-family:monospace;font-size:.9rem}.hr-features-section{padding:80px 0}.hr-features-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.hr-feature-card{background:var(--hr-bg-card);border:1px solid var(--hr-border-glass);border-radius:var(--hr-radius-lg);transition:all .4s var(--hr-transition-smooth);padding:36px 28px;position:relative;overflow:hidden}.hr-feature-card:hover{box-shadow:var(--hr-shadow-gold);border-color:#d4a85333;transform:translateY(-4px)}.hr-feature-card:after{content:"";background:linear-gradient(90deg,transparent,var(--hr-gold-primary),transparent);opacity:0;height:1px;transition:opacity .4s;position:absolute;top:0;left:0;right:0}.hr-feature-card:hover:after{opacity:1}.hr-feature-icon{background:linear-gradient(135deg,#d4a8531f,#d4a8530a);border-radius:12px;justify-content:center;align-items:center;width:48px;height:48px;margin-bottom:20px;font-size:1.3rem;display:flex}.hr-feature-card h3{margin-bottom:10px;font-size:1.1rem;font-weight:700}.hr-feature-card p{color:var(--hr-text-secondary);font-size:.9rem;line-height:1.6}.hr-comparison-section{padding:80px 0}.hr-comparison-table{border-collapse:collapse;width:100%}.hr-comparison-table th{text-align:left;text-transform:uppercase;letter-spacing:2px;color:var(--hr-gold-primary);border-bottom:1px solid var(--hr-border-glass);padding:14px 20px;font-size:.75rem;font-weight:700}.hr-comparison-table td{color:var(--hr-text-secondary);border-bottom:1px solid #ffffff08;padding:16px 20px;font-size:.95rem}.hr-comparison-table tr:hover td{background:#d4a85305}.hr-rate-cell{font-weight:600;color:var(--hr-gold-primary)!important}.hr-annual-cell{font-weight:600;color:var(--hr-text-primary)!important}.hr-reveal{opacity:0;transition:all .8s var(--hr-transition-smooth);transform:translateY(30px)}.hr-reveal.visible{opacity:1;transform:translateY(0)}@media(max-width:1024px){.hr-calc-grid{grid-template-columns:1fr}.hr-features-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:768px){.hr-flow-diagram{flex-direction:column}.hr-flow-arrow{transform:rotate(90deg)}.hr-features-grid{grid-template-columns:1fr}.hr-calc-card,.hr-results-card{padding:28px 20px}.hr-result-item.hr-highlight{margin:0 -10px;padding:16px}.hr-result-item.hr-highlight .hr-result-value{font-size:1.5rem}}.hr-form-input[type=number]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.hr-form-input[type=number]::-webkit-outer-spin-button{-webkit-appearance:none;margin:0}.hr-form-input[type=number]{-moz-appearance:textfield}.hr-subpage-section{padding:80px 0}.hr-row-block{margin-bottom:28px}.hr-row-block:last-child{margin-bottom:0}.hr-row-heading{letter-spacing:.1em;text-transform:uppercase;color:var(--hr-gold-primary);margin-bottom:14px;font-size:1rem}.hr-subpage-grid{gap:16px;display:grid}.hr-subpage-grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.hr-subpage-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.hr-subpage-card{border:1px solid var(--hr-border-glass);border-radius:var(--hr-radius-md);background:var(--hr-bg-card);padding:18px;text-decoration:none;transition:border-color .25s,transform .25s,box-shadow .25s;display:block}.hr-subpage-card:hover{box-shadow:var(--hr-shadow-gold);border-color:#d4a85373;text-decoration:none;transform:translateY(-3px)}.hr-subpage-card.is-current{border-color:var(--hr-gold-primary);background:#d4a85314}.hr-subpage-card h4{color:var(--hr-text-primary);margin-bottom:8px;font-size:.98rem;line-height:1.4}.hr-subpage-card p{color:var(--hr-text-secondary);font-size:.86rem;line-height:1.5}.hr-sub-calc-shell{margin-top:12px}.hr-sub-calc-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:26px;display:grid}.hr-sub-title{margin-bottom:14px;font-size:1.1rem}.hr-sub-field{margin-bottom:14px}.hr-sub-field label{letter-spacing:1.5px;text-transform:uppercase;color:var(--hr-text-secondary);margin-bottom:8px;font-size:.8rem;font-weight:600;display:block}.hr-sub-control{width:100%}.hr-sub-control.hr-form-input,.hr-sub-control.hr-form-select{height:52px}.hr-formula-line{color:var(--hr-text-secondary);margin-bottom:14px;font-size:.9rem}.hr-sub-results{flex-direction:column;gap:10px;margin-bottom:14px;display:flex}.hr-sub-result-item{background:#ffffff05;border:1px solid #ffffff0f;border-radius:10px;justify-content:space-between;gap:14px;padding:11px 12px;display:flex}.hr-sub-result-item span{color:var(--hr-text-secondary);font-size:.87rem}.hr-sub-result-item strong{color:var(--hr-gold-light);font-size:.92rem}.hr-mode-highlight-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;margin-bottom:16px;display:grid}.hr-mode-highlight-item{background:#d4a85314;border:1px solid #d4a8533d;border-radius:10px;padding:10px 12px}.hr-mode-highlight-item span{color:var(--hr-gold-light);font-size:.82rem;font-weight:600;line-height:1.4;display:block}.hr-sub-chart-title{color:var(--hr-text-primary);margin-top:16px;margin-bottom:12px;font-size:1rem}.hr-sub-chart-wrap{overflow-x:auto}.hr-long-list{color:var(--hr-text-secondary);padding-left:22px;list-style:outside}.hr-long-list li{margin-bottom:8px}.hr-example-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;display:grid}.hr-example-card{background:#ffffff05;border:1px solid #ffffff14;border-radius:12px;padding:16px}.hr-example-card h3{color:var(--hr-text-primary);margin-bottom:8px;font-size:.95rem}.hr-example-card p{color:var(--hr-text-secondary);font-size:.9rem;line-height:1.6}.hr-related-links{flex-wrap:wrap;gap:10px;margin-top:16px;display:flex}.hr-related-links a{height:34px;color:var(--hr-text-secondary);border:1px solid #ffffff1f;border-radius:8px;align-items:center;padding:0 12px;font-size:.84rem;text-decoration:none;transition:border-color .2s,color .2s,background-color .2s;display:inline-flex}.hr-related-links a:hover{color:var(--hr-gold-light);background:#d4a85314;border-color:#d4a85380}@media(max-width:1024px){.hr-subpage-grid-4,.hr-subpage-grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:768px){.hr-sub-calc-grid,.hr-subpage-grid-4,.hr-subpage-grid-3,.hr-mode-highlight-grid,.hr-example-grid{grid-template-columns:1fr}}.hr-input-row{gap:16px;display:flex}.hr-input-row .hr-form-group,.hr-input-row .hr-sub-field{flex:1;margin-bottom:0}@media(max-width:480px){.hr-input-row{flex-direction:column;gap:16px}.hr-input-row .hr-form-group,.hr-input-row .hr-sub-field{margin-bottom:0}}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}@property --tw-ease{syntax:"*";inherits:false}